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Habitat Loans Oregon Rates Washington Rates Last update: Fri 11/20/2009 - 11:29 AM Quotes include monthly PITI payments with No Prepayment Penalty for the Purchase or Refinance of an Owner-Occupied Single Family Residence with 20% Equity, Excellent Credit, and Full Documentation for a 30 day lock with No Cash-Out. Subject to an "ACCEPT" Rating for Pre-Approval by Fannie Mae's Online "Loan Prospector". Pricing subject to change without notice. Rates can be locked only after a complete loan application has been received. Other programs available. Conforming Loan Programs Conforming interest rates for loans under $417,000. 30 yr fixed conforming $417,000 Max Loan Amount. Interest rate remains fixed for the life of the loan. | | | 4.750 | 0.000 | 4.794 | | 4.625 | 0.125 | 4.680 | | 4.500 | 0.625 | 4.597 | | 4.375 | 1.250 | 4.523 | | 4.250 | 2.125 | 4.470 | | | | 15 yr fixed conforming $417,000 Max Loan Amount. Interest rate remains fixed for the life of the loan at a rate below the 30yr fixed. | | | 4.250 | 0.000 | 4.326 | | 4.125 | 0.500 | 4.274 | | 4.000 | 1.625 | 4.313 | | | | | | | | | | 3/1 ARM $417,000 Max Loan Amount. Rate is fixed for 36 months and then changes annually. 1yr Libor, Margin: 2.25, Caps: 2/2/6. | | | | | 5/1 ARM $417,000 Max Loan Amount. (5/1 ARM) 1 yr Libor, Margin: 2.25, Caps: 5/2/5. | | | | | 7/1 ARM $417,000 Max Loan Amount. (7/1 ARM) 1 yr Libor, Margin: 2.25, Caps: 5/2/5. | | | | | 7/1 ARM (Interest Only) $417,000 Max Loan Amount. (7/1 ARM) 1 yr Libor, Margin: 2.25, Caps: 5/2/5. | | | | | | |
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